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ExitByDeath
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ExitByDeath ExitByDeath I'm of the old. Not one of many, but many of one. Here lie my art, confessions, dreams, fictions, guesses, hallucinations, lamentations, observations, phantasies, thoughts. I am nothing and no one; neither shepherd nor prophet, a lost soul, a sinner. — And surely, not an alien.

““Because the gate is narrow and the way is hard pressed which leads to life, and there are few who find it.” — Mattithyahu (Matthew) 7:14
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A discussion on the necessity of money talks in relationships, advocating for fair agreements based on income to prevent conflicts.


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Transcript, automatically generated, could contain some errors:

Money talk is important in a relationship. When two people move in married or maybe just relationship together, uh it is important to talk money. And what is money talk? That's how to share the bills, who pays how much, the rent, electricity, gas bill, phone bills, internet bills for a home, all kinds of different things. And don't be ashamed of talking about it or embarrassed or offended. It's okay. It's important. It's not just okay. It's a necessity to talk money with each other when two people move in together. So in case some other partner starts talking about money and sharing and percentages, don't get offended. It's okay. This prevents a lot of problems and fights in relationships. And actually, I'm guessing a lot of marriages end over this this stuff because they never had an agreement in place when they moved in together. And you should have and you must have an agreement in place. Be it whatever agreement it is 50/50 or 0% whatever you both feel is fair to both of you. But the agreement must be in place as soon as you move in together or before even better because sometimes uh you move in together and then you can't agree on this thing at all. And what if you break up over it? So you better talk about it before you even move in. And in a marriage, it doesn't matter if you have prenup or not, you have to still talk money because prenup or not, uh you still have to pay rent, the bills, ongoing stuff that keeps coming, invoices of all kinds of money, uh about food too as well. I mean, who buys what, how much do you share together and stuff like that. If you don't do it, there are going to be problems. What if somebody wants to buy something luxury or something and it just creates bad environment for both of you. Another thing is saving. You you got to have some saving both of you. Not just one of you, both of you. You have to take responsibility about saving because now you live together. You're not alone. So you have to uh feel some kind of responsibility for the security of the relationship. What if one of you gets sick or loses a job? Things like that happen, your car breaks down, you need some kind of buffer. Uh I personally like uh special formula that can find it online. It's uh you you use it to make a fair percentage depending on how much each person's salary is. So because I don't personally think 50/50 is fair. 50/50 sharing is not fair because if you don't have a job then the other got to carry you. That's that's fair. And if you have more salary than the other person or you have less salary then you shouldn't pay as much. I mean, if one person have ,000 salary a month and the other has only 2,000, the rent shouldn't be 50/50, that's very very unfair. So the this percentage formula helps spread the percentages fairly. So like the one that has le lower income and less money pays less percentage of the share of the rent and bills and everything. And to me that's fair because okay often or sometimes uh both earning about the same then okay 50/50 it's fine but what if the earning changes what if one start earning a lot more or a lot less then the 50/50 is no longer a fair agreement in my opinion. So fair must go uh by the salary and percentage and who earns more and you pay more simply that that's how it should be in a fair relationship where two people living together especially in a marriage I mean if one person doesn't have any income then hey can't expect the person with zero income to pay anything and it shouldn't be a loan No, neither say like no it's 50/50 and you have to give me I will pay it now but you got to give it back to me. That doesn't how it works. That's not good in a marriage. So that's not okay either. I think the formula on the percentage is much much fairer and people run away from this talk actually when they move together they're in love and all everything is lovey lovey but then they move in together and then problems start one person starts buying more expensive stuff and uh maybe doesn't save at all and then it creates problem even even about the saving you should have some kind of agreement in place that Hey, we need to save this much money every month or go even the savings should maybe perhaps be on percentage like okay you earn only ,000 a month so you you save 500 a month and I I earn 10,000 and I save ,000 a month. So the saving got to be in place. You have to have a saving. You have to have this talk with your partner. You have to don't let it be. Don't let it like slide away. Oh no, it's okay. We don't fight. No, the fights will arise from this this issue sooner or later. It's going to create all kinds of nasty situations and unnecessary friction in a relationship between two person. Again, it doesn't matter if you're just a normal relationship together, living together or married. And if you have children, that's especially important to have an agreement in place about money. How much, who pays what. Very important. And this agreement, don't get offended if one party of the in the relationship takes up the subject. Don't get offended and don't go like, okay, whatever you say is fine. No, whatever both say must be fine. This kind of agreement must fit both of you. You have to sit, talk it out. Maybe arguing it, fighting, discussing, but it's okay. I mean, both can get irritated on each other over this stuff. I totally understand this. But it's fine. Still get take the fight, take the argument, but reach to a to an agreement that is fitting both of you. So both of you are happy because if one is not happy especially about money stuff yeah that's not going to be a nice relationship will it is always friction and resentment and it's just not nice not nice at all the same way that you share hey who picks the trash who wash dishes if you share or one person do this money thing should be number one on your list to talk part to to share what is who when this stuff very important sorry my English is crackpot from time to time you know I'm uh I'm not actually from earth I am from uh well let's say somewhere else and uh speaking human language is kind of difficult for me because I'm actually not used to talking at all where I come from we don't talk much. It's more like uh yeah, this this is a subject for another episode. But yeah, we we don't talk much. Let's just say stay at that. So, human language is very difficult for me as it's not that English isn't my first language because it actually is which is funny because it doesn't sound anything like English is my first language, but it is. Um, so to speak, I don't know what the first language is because I speak a few languages. Let's just say that. But I choose English on this podcast episodes because uh, well, I don't know, feels more convenient because most of the social media uh, uses English. So that's why I use English. So yeah, I'm not from Earth. Where are you from then? Ooh, that's a weird nice story for another time. And I think I'm kind of saving that uh for hopefully near future where I get a little more listeners and followers because I used to have a actually very big account, not a huge but in 2000 and followers and u it was a few thousand followers and had a big group in Telegram and everything that Uh it didn't feel like sometimes you got to restart things. So here it is. I I closed that account. I removed all the followers and uh so picked a new name, shed my old self, a kind of death, I guess, and created this one. And now I'm at I think right now I'm at seven followers. I don't actually know if they're boats or not, but uh I think they're real human. At least one of them I know because I personally speak with them on voice. So that so I have definitely one follower. But let's see how it will go. I post right now on on X, on Instagram, on Tik Tok, a bit a bit everywhere. So, let's see how it goes. But my main home, so to speak, is X right now. But I don't really like X anymore. It's Wow. An X right in the sky. I I'm talking about X and there's an X right in the sky. This is very interesting. Let's see if I can take a photo of it. That's That's nice. I took a photo of it. It's actually an X that looks like the X logo. It's like exactly almost exactly. One is thicker than the other. Very strange odd things happening around me. Um I hope the microphone is okay. I have or I know I might uh I understand I'm aware that my microphone is not the best and there's like scratches and wind noise in it but I have ordered a new microphone so hopefully prayfully it will arrive soon in a day or two maybe three or five days I don't know and hopefully it will be working much better than this crappy one so please bear with me I am sorry that this is annoying to listen to me right now. I'm trying to like filter out voice uh noise and I don't know adjust the volume but it's difficult. I'm no professional but uh perhaps someday I will get there eventually slowly we'll see. So, back to the main subject. Talk money. Don't get offended. Don't be embarrassed. Don't feel afraid to talk money. And if the other person doesn't want to talk money at all, like absolutely not. I will break up with you. We talk money. You know what? That's not a good partner. That's no partner at all. Let it break up. Let him or her leave. That's fine in my opinion because this is a relationship where two people living together is a grown-up thing, not a child, the kindergarten crap. So if one party doesn't want to talk about money at all, that oh I'm offended and this and that. No, then there's the door. Bye-bye. See you. I don't want to be you. I had a friend that used to say that. See you. I don't I don't want to be you. funny. So, that was it for today. A bit short, a bit crackpot, full of disturbances in the microphone. I apologize. I'm sorry. I'm going to try to fix it soon. I have bought the new microphone. It is on the way. And let's see how it will work out. Thank you and goodbye. Hey, hey,
2025-08-25 18:43:23
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